| Topic: | Re:Re:Re:Re:Re:Re:Re:Supreme court backs bankers | |
| Posted by: | Vanessa Smith | |
| Date/Time: | 26/11/09 11:11:00 |
| Do you apply the same sort of logic regarding parking tickets Alan? Banks can put you in the red by their actions thus incurring even more penalty charges, they simply do not give a toss. Last month I thought I had paid my credit card online - obviously I imagined it as I hadn't, my fault. I was asked to pay it with the next month's payment which was only ten days away, so immediately I thought that's fine will do. I then found that the bank had taken the payment anyway, then they wrote and told me they were allowed to do this and to see the Terms & Conditions - have you ever tried reading them never mind understanding the finer points? This could have easily pushed me into the red, it didn't, but if it had then I'd have incurred charges. What's the point of asking you to pay with the next payment and then taking the money before that? I don't think any of us are quibbling over having a charge but it is the sheer amount that these charges add up to, it is out of all proportion to the amount of work the bank has to do and what it actually costs them. Luckily I do not transgress, but I just hate the fact we are held to ransom by these unprincipled, greedy, sh**s, they really are beneath contempt. |